CASHIFY: Compare fast and safe cash Review Philippines 2026
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Top Legit Online Loans in the Philippines
UPDATE 11/2026
- ✅ Fast answer: See your result within minutes of applying
- 📱 Mobile-first: Apply from your phone in a few taps
- 🎂 Age: 18 and up
- 📋 Short form: Only the essential details are asked
- ⏳ Quick reply: Many applicants hear back in minutes
- 🎂 Age: 18–65
- 🌐 Wide network: One request reaches several partner lenders
- 🛡 Pre-screened partners: Only vetted lenders take part
- ⏰ Fast payout: Some partners release funds in about 15 minutes
- 💲 E-wallet ready: Receive funds in GCash or a bank account
- 💾 Paperless: No documents to print or mail
- 🎂 Age: 18–70
- 🏦 Higher ceiling: Amounts of up to ₱50,000
- ⚡ Quick review: Decisions often arrive in about 5 minutes
- 🎂 Age: 21–60
- 🐱 Small amounts welcome: Borrow from as little as ₱500
- 🕑 Same-day review: Most requests are reviewed within hours
- 🎂 Age: 22–60
Cashify at a Glance
Here are the main facts published in Cashify's own store listings, so you can see them in one place. Figures can change with each app update, so confirm them in the app before you accept an offer.
| Operating company | SunLoan Lending Investors Corporation |
|---|---|
| SEC Registration No. | CS201900565 |
| Certificate of Authority No. | 2872 |
| Loan amount | ₱1,000 to ₱50,000 |
| Loan term | 91 to 180 days |
| Maximum APR | 30% |
| Requirements | 18+, Filipino citizen, one valid ID, stable income |
| Payout | Bank account, GCash or Coins.ph |
Cashify was known as Cashola before its 2026 rebrand, and it appears on the SEC list under SunLoan Lending Investors Corporation. Start with our guide on whether Cashify is SEC registered and learn how to check any lending app yourself.
Registration does not tell you the price of a loan. Read the Cashify interest rate and fee breakdown, check the requirements and follow the application steps when you are ready.
Not sure Cashify is right for you? Use the list above to compare other loan apps side by side.
Interest Rate Calculator Tool
This calculator tool estimates interest, fees and total repayment for an online loan in general. It is not Cashify's own rate: use it to understand how a loan adds up, then check the real figures in your offer. Enter your numbers and press Calculate.
Example result for ₱10,000 at 8% per year for 91 days:
- Interest
- ₱199.45
- Service fee
- ₱0.00
- Total repayment
- ₱10,199.45
- Estimated monthly installment (3 payments)
- ₱3,399.82
Interest is estimated as loan amount × yearly rate ÷ 365 × days. Real offers can include other fees, and the SEC sets ceilings on interest and fees for covered small, short-term loans, so this estimate is for planning only. For Cashify's published sample, see Cashify loan calculator.
Cashify Review Guides
Each guide answers one question about Cashify with sources you can check. Browse by topic, or see all review articles and our borrower safety guides.
Legitimacy and company
- Cashify SEC registered or not: a look at the company and registration numbers
- is the Cashify loan app legit: the facts to check before you apply
- who owns Cashify Philippines: the company behind the app
- is Cashola and Cashify the same: the rebrand explained
Costs and terms
- Cashify interest rate: APR, service fee and total cost
- Cashify first loan amount: how much you can borrow
- Cashify loan terms: repayment period, fees and rules
- Cashify loan calculator: estimate your repayment
Applying and your account
- how to loan in Cashify Philippines: step by step
- how to get approved in Cashify: practical tips
- Cashify approval time: how long it takes
- Cashify reloan: how repeat loans work
- does Cashify increase credit limit: what to expect
- how to delete Cashify account: step by step
- Cashify loan app download: latest version for Android and iOS
Repayment
- how to pay Cashify using GCash: payment steps
- Cashify overdue in the Philippines: what happens if you pay late
- Cashify payment penalty: is there a late fee
Complaints, privacy and support
- Cashify harassment reviews: what borrowers report
- Cashify loan review complaints: what is on record
- Cashify issue: problems and quick fixes
- does Cashify home visit: what the rules say
- does Cashify call your contacts: privacy facts
- does Cashify report to CIC: credit record facts
- Cashify loan customer care number: contact options
Cashify FAQs
Cashify is operated by SunLoan Lending Investors Corporation (SEC Registration No. CS201900565, Certificate of Authority No. 2872) and is recorded on the SEC list of online lending platforms. Check the latest list yourself before you apply. See how to verify it.
The store listing states a maximum APR of 30% plus a one-time sign fee and a service fee that can range from 0% to 16%. Your exact figures appear in your loan offer. Read the cost breakdown.
Download the official app, complete the application, wait for evaluation, review the offer and accept it if the total repayment suits you. Follow the step-by-step guide or check the official download listings.
Late payment can bring reminders and charges as set out in your loan agreement. Collection must follow Philippine rules. Read what to do if you are overdue and what the penalty terms say.
Yes. Cashola rebranded as Cashify and is run by the same company under the same registration numbers. See what changed.
You can report conduct to the SEC and data misuse to the National Privacy Commission. Know your rights and see what borrowers report.